The term "Silver Tsunami" describes the retirement surge of Baby Boomers (born 1946–1964), who own a staggering portion of U.S. small businesses. According to recent data, over 2.34 million Boomer-owned businesses are at risk of closure or being forced to sell, due to no family successors taking over the reigns from the business owners. This isn't just a demographic blip; it's an economic earthquake.

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